TopStep
Futures Top Pick4.6/5
TopStep is the most established futures prop firm (founded 2012). As of January 12, 2026, all new traders receive a 90/10 profit split from their first payout. Two pricing paths: $49/mo + $149 activation fee, or $89/mo with zero activation fee. Single-phase Trading Combine.
Key Metrics
Eval Fee (50K)
$49/mo
Profit Split
90%
Drawdown
Trailing Max Drawdown (TPDLL) — End-of-Day
Payouts
Anytime —
Platforms Available
TopstepXNinjaTraderTradingViewTradovateRithmicSierra Chart
Pros & Cons
Pros
- Industry pioneer since 2012 — 200,000+ funded traders
- Two pricing options: $49+activation OR $89 with no activation fee
- No daily loss limit on TopstepX accounts (created post Aug 2024)
- News trading permitted in both evaluation and funded stages
- Consistency path: payout 3 days with 40% daily profit cap
- After 30 Benchmark Days in Live account — potentially 100% profit share
- 90% profit split for all new traders (Jan 12, 2026 update)
Cons
- $49 monthly fee continues until you pass the Combine
- 90% split (used to be 100% on first $10K for older members)
- $149 activation fee on standard $49/mo path
- 50% daily consistency rule during Trading Combine
- Minimum 2 trading days to pass
- Account behavioral review possible — could freeze account
Trading Rules
1Profit target: 6% ($3,000 on 50K) — do not hit Max Loss Limit
2Minimum 2 trading days required to pass
350% daily consistency: no single day >50% of total Combine profits
4Close all positions by 3:10 PM CT (Sunday trading excepted)
55 qualifying winning days (≥$200 P&L per day) before first payout
6Request payout of up to 50% of account balance per request
7After 30 Benchmark Trading Days in Live account: potential 100% profit eligibility
8No active Daily Loss Limit on TopstepX accounts (created after Aug 25, 2024)
Account Sizes
$50,000$100,000$150,000
TopStep
4.6
Eval Fee (50K)$49/mo
Profit Split90%
DrawdownTrailing Max Drawdown (TPDLL) — End-of-Day
Activation Fee$149
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